Family Budget Planner

This family budget planner is based on the spreadsheet that I use for my own finances. It was very useful for handling major life events such as transition from student - to married student - to intern - to employee - to home owner. With careful budget planning, we were able to make ends meet so that by the time we wanted to buy a house, we knew exactly what we could afford.

It will help you create a yearly budget by entering amounts based on the month in which expenses are incurred.

By creating a yearly budget, you can more easily predict how major life changes will affect your finances. For example, if you are changing jobs, you can use the planner to estimate whether the increase (or decrease) in pay will still allow you to make ends meet.

If you are moving or buying a home, you can analyze your budget to see where you may need to cut back to be able to afford an increase in rent or a higher mortgage